Bob Downey is a graduate of Union County College with an Associates Degree in computers. He then went on to Montclair State University where he earned a Bachelor of Arts Degree in Finance. Bob and his lovely wife Cheryl have two children, Heather, age 20 and Ryan, age 16. Bob has been with Crestmont since 1989. Bobís likes to play ice hockey in the winter months and keep in shape for his favorite pastime, GOLF!